Our goal is to serve our clients' legal needs with professionalism and compassion.
ANSWER: Hire a fiduciary financial planner who represents their best interests, not their own. Being a fiduciary financial planner means quite simply that the client's best interests, always come first. Rather than beholden to any banks or brokerage firms with competing interests.
Seniors that find financial planning worthwhile are often looking for peace of mind around having a comfortable retirement. Meeting this goal isn’t always easy, the steps can be very complex, but it’s what we help people with everyday.
In addition, I coordinate closely with other professionals involved in the care process. When you are aware of someone that may benefit from retirement distribution strategies to meet their long term needs, please keep me in mind as a resource.
Moran Financial - Norberto C. Moran, RICP®
7400 Metro Blvd, Suite 385, Edina, MN 55439
Telephone: 612-444-2178 or 952-486-1780
Our practice focuses primarily on helping current or soon-to-be retired people to create a plan that manages the unique risks they face and ensures they do not run out of money in retirement.
I help answer the nagging question: Will my retirement income last?
I do this by:
• Determining my client's optimal withdrawal rate
• Helping them decide the order for withdrawing savings
• Developing a plan for Social Security distributions
Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor
Representative, Cambridge Investment Research Advisors, Inc., a registered Investment Advisor. Cambridge and Moran Financial are separate companies.
Law Offices of Richard Jensen
8680 Grier Lane, Heron Suite, Eden Prairie, MN 55344
Estate Planning with a Business Background. Rick Jensen has been helping families for over 30 years. Wills, Trusts, Probate and elder law planning are some of the services he offers.
If you can teach me about your family, your goals and your wishes I can help you understand the law, and craft a plan that meets your goals.
I’m a proponent of revocable living trusts. For the right person, they are an outstanding choice for an estate plan. I also believe that planning for possible disability is a critical element of a sound estate plan.
I promise to make the process understandable, affordable and to keep you and your family’s wellbeing as the key element of the planning process.
American Advisors Group
7800 Metro Parkway Suite 300, Bloomington, MN 55425
Telephone: 612-636-9578 or (888) 988-6939 ext. 8261
Over the last 13 years as a local Reverse Mortgage Professional and Certified Senior Advisor, Steve Garver has helped American retirees have a better chance of enjoying their retirement years. Like most financial options, HECM Reverse Mortgages are not right for everyone or every situation. But for many facing financial challenges during their senior years, Steve has helped many retirees use the reverse mortgage as a viable option for a variety of needs, such as eliminating existing mortgage payments, debt consolidation, home improvements, in-home care, maximizing SS, home purchase, nest egg management, divorce property settlement, or a stand-by growing line of credit.
Be educated. HECM borrowers need to get enough of the right information to make the best decision in their best interest, whether it’s refinancing or buying. And, if you want to involve your trusted advisors – whether family, financial planners, attorneys, accountants, wealth managers, etc., please do not hesitate to do so.
Recently Steve’s education also focuses on the implementation of research published by thought leaders Barry Sacks, J.D., Ph.D., Jack Guttentag, Ph.D., Professor Emeritus at the Wharton School, John Salter, Ph.D., CFP, Harold Evensky, CFP® and Michael Kitces, MTAX, CFP®.
Should a home owner use a reverse mortgage for purchase or refinance? It may simply be getting Peace of Mind, or, putting a little more hippity-hop in their step. If it fits, it’s powerful!
Jerry Biese Insurance
18105 Valley View Road, Eden Prairie, MN 55346
Jerry Biese specializes in helping individuals and families to understand Medicare and options for supplemental insurance benefits for those Medicare eligible.
Long term care plans can be established with jerry Biese to protect assets and give peace of mind to family members. This will take the stress off of not having a plan which leads to financial, physical, and emotional stress. Best to apply when in good health to be eligible for the lowest rates. Younger age is also a factor to achieve lower premiums.
Contact me today for a free consultation.